Drs. R.A.M. van de Bilt (born 1969) studied Economics at Erasmus University in Rotterdam between 1988 and 1993. He then commenced employment at FGH Bank as a Credit Analyst and simultaneously followed a range of different courses in treasury management, customer relations and real estate. In 1996, Van de Bilt joined Generale Bank Nederland NV, where he worked as (Senior) Account Manager until 1998, before transferring to FGH Bank.

Until 2000, Van de Bilt was Branch Manager at the Arnhem office; however, since the end of 2000, he has been Head of the Risk Management & Special Risk Management Department. From may 2007, Van de Bilt has become director Property Finance the Netherlands. As direcor Property Finance the Netherlands, Van de Bilt will direct FGH Bank’s various regional offices. He is also a ‘Financial Risk Management Fellow’ at the Amsterdam School of Real Estate.